Fee-Based Financial Planning

15 to 20 hours are spent developing a personally crafted customized plan for you, for one flat fee with no time clock. Written recommendations are provided on how to improve areas of weakness. Later, you may utilize his other services to implement, or be free to do them on your own or with others. Periodic updates are critical to the long term success of this process.

Investment Services

  • Comparative Analysis of Asset Allocation for Retirement, College Funding, etc.
  • Managed Portfolios
  • Mutual Funds
  • 529 Plans
  • Fixed and Variable Annuities
  • Individual Stocks and Bonds*

Insurance Services

  • Income Continuation, Business Succession, and Estate Planning
  • Life Insurance
  • Disability Income Insurance
  • Long-Term care insurance

Employee Benefits

  • Group Insurance
    • Health Care
    • Dental Coverage
    • Life Insurance
    • Short Term and Long Term Disability Income
  • Qualified Retirement Plans, Pension and Profit Sharing Plans: 401(k), SEP, and IRA
  • Executive Benefit Planning (key-person, deferred compensation, buy/sell issues

*General securities are available only on an unsolicited basis.

Some health insurance products offered by unaffiliated insurers.

Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.